Stabledash Live · May 27 · 22 min

Lobster.cash and the Wild West of AI Agent Payments: Crossmint's Brett Li

With Brett Li

Key takeaways

Brett Li says 7.1% of OpenClaw skills had raw card numbers embedded into the agent itself, which he calls a security concern.
Crossmint created Lobster.cash as a payment standard that lets any agent pay with cards or stablecoins, running on Solana with Circle, Visa, Mastercard and American Express involved.
Brett Li says AI lets a smaller marketing team scale, but warns that without a human touch "people are gonna call BS."

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Summary

Crossmint built Lobster.cash as an open payment standard so AI agents can pay with cards or stablecoins without hardcoded card data.

Brett Li, who has led marketing at Crossmint for about six months, says 7.1% of OpenClaw skills had raw card numbers embedded directly into the agent. That finding is part of why the company built Lobster.cash, a payment standard meant to let any AI agent pay with cards or with stablecoins.

A security gap in agent skills

Brett Li describes the OpenClaw figure plainly: "Obviously, security concerns and risks there." Crossmint's answer was Lobster.cash, which he describes as "basically a payment standard for anybody, any agent to be able to pay not only with cards, but also with Stablecoins."

“At the end of the day, I think, ultimately, marketing is still about moving people, you know, and you wanna use AI as a tool to help you do that. But if you don't have that human touch at the end of the day, people are gonna be able to see it, and they're gonna call BS.”

Brett Li

Two rails, several partners

On the stablecoin side, Lobster.cash runs on the Solana blockchain and works with Circle to support USDC, Li says. For cards, he says the team has worked with Visa, Mastercard and American Express with the aim of making basically any card accessible to agents.

More agentic products coming

Li calls Lobster.cash "just the start" and the first reference implementation in a growing portfolio of Crossmint agentic products. The company was already active in the area: about a year ago it deployed World Store, which let people check out from Amazon in an agentic way.

He places this inside a wider shift, saying mainstream stablecoin adoption is arriving as MoneyGram, Western Union, Google and Amazon start treating stablecoins as core use cases.

Marketing with AI, carefully

Brett Li says AI lets Crossmint reach its three markets with a smaller team, where in the past it would have needed three separate marketing teams. With large companies the company usually talks to product people; with smaller ones, it talks to founders. To win over legacy institutions, he advises easing their fears of missing the next wave or being displaced by a new entrant.

He also expects human perspectives to become rarer, and predicts they will have much more impact over time than content generated with AI en masse.

Brett Li's account puts security at the center of Crossmint's agent payments push: hardcoded card numbers in agent skills led to Lobster.cash, which supports both card and stablecoin payments and which he calls the first of more agentic products. On marketing, he treats AI as a tool for scale, not a replacement for people, saying the job is "still about moving people."

Crossmint, Moneygram, Western Union, and Amazon come up most.

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